INSURANCE CLAIMS & ROOF SCAMS

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ATTENTION HOMEOWNERS!!
 
ROOFING & INSURANCE SCAM WARNING
 
THE DFW ROOFING BUSINESS IS NOT ABOUT ROOFING AT ALL. IT'S ABOUT WALKING AWAY WITH ALL OF YOUR INSURANCE MONEY.
 
High winds and hail storms frequent the DFW area quite often. In doing so, some of these storms can damage thousands of homes in their path.
 
However, local municipalities are warning DFW residents to be on the look out for both "local" and "out of state" contractors looking to handle your insurance claim and walk away with all of your insurance money.
 
For a Free Same Day Roof Estimate by an actual "Hands On" Roofing Specialist near you, click here. No appointment necessary. 
     

 

BILLION DOLLAR HAIL SCAM 

Chasing hail and wind storms in pursuit of insurance claims has grown to become an extremely profitable Industry nationwide, grossing a reported $100 Billion Dollars Annually and is proving to be an overwhelming concern for most Texas residents. 
 
Because of these huge profits, DFW contractors employ, train and pay aggressive sales teams HUGE commissions to run out after hail storms, knock on as many doors as possible, do as many tarp repairs as possible and meet with as many insurance companies as possible.
 
ALL IN AN EFFORT TO WALK AWAY WITH AS MUCH INSURANCE MONEY AS POSSIBLE.
 

 
RIP OFF REPORT
 
Several studies conducted by local DFW news media revealed that over 90% of the roofing companies and General Contractors working in our area today are simply middleman companies after all of your insurance money.   
 
Less then 10% (out thousands of contractors in DFW) were found to be actual "hands on" skilled "roofing specialist" with the homeowners best interest in mind.
 

For a Free Same Day Roof Estimate by an actual "Hands On" Roofing Specialist near you, click here. No appointment necessary. 

 

 

HAIL STORM GOLD RUSH 

It starts with a knock at the door, repeated phone calls, flyers on the door and in the mail box. All from contractors claiming to be working in your area offering free roof inspections. 
 

 
THE NUMBERS GAME  
 
Don't be fooled. This is a marketing sales team. After repeated phone calls and knocking door after door, they eventually come across an unsuspecting homeowner who agrees to a free roof inspection.
 

 

HERE COMES THE PITCH
 
After the inspection the sales contractor says:
 
(1) Your roof is a total loss from hail or wind damage.
 
(2) Your roof should be covered with a tarp to prevent leaking.
 
(3) They offer a Free tarp repair.
 
(4) They offer to assist you with your insurance claim and meet your insurance company at your home on your behalf and get everything approved.
 
(6) They claim to also be "General Contractors" and will handle all of the insurance approved repairs. (roof, gutters, window screens, fencing, etc..)
 
This all sounds pretty good. Right? 
 

 

THE TRUTH
  • 90% of these contractors are simply middleman companies, chasing storms and rolling the dice with your claim, hoping to cash in huge profits if your claim is approved.
  • They make their money by then sub-contracting the work out to the real installers, then keep the money that's left over out of your insurance claim. 
  • Contractors know that if homeowners allow them to meet with their insurance companies on their behalf, most homeowners are naturally going to feel obligated to then hire that contractor for the work, If the claim is approved. 
 

BEWARE: Dishonest and greedy contractors can actually hurt your chances of getting the insurance approvals you need to replace the damaged items on your home.

Do not trust your insurance claim to anyone other than yourself. 


 

THE LEAKY ROOF TARP SCAM

At times, some contractors will use an emotional trigger to get their foot in the door with homeowners. 
 
Most tarp covering repairs are simply sales techniques used by aggressive salespeople in an effort to close a sale and lock homeowners into a contract on the very first meeting.
 
(If a homeowner feels that their roof may start leaking at any minute, it puts them into a panic, where they are more likely to sign a contract or trust a strange roofer that showed up at their door step.
 
Do not be fooled by the tarp scam.
 
Your roof is most likely not about to leak. Always get a second opinion.
 
If you believe that your roof may leak, give honestroof.com a call for a second opinion before you sign anything or agree to hire anyone.

 

LEGITIMATE HAIL DAMAGES

  • IF YOUR ROOF IS LEGITIMATELY DAMAGED, DO NOT ALLOW CONTRACTORS TO FILE YOUR CLAIM WITH YOU AND DO NOT ALLOW THEM TO MEET WITH YOUR INSURANCE COMPANY ON YOUR BEHALF.
 
In the event that you find yourself truly in need of filing an insurance claim, it is a 5 minute phone call to your agent to do so.
 
You do not want a contractor gaining access to your personal information or to know how much you are being paid by your insurance company. 
 
Handle your own insurance claim and seek out estimates for comparison.
 
It Is Your Insurance Claims Money,.......Spend it Wisely. 
 

 
HOW TO FILE AN INSURANCE CLAIM
 
STEP 1 - Call your insurance agent and file the claim. (Hello insurance agent, I need to file a claim against storm damage)
 
STEP 2 - Write down the claim number they give you. 
 

 

STEP 3 YOU'RE DONE!

Hang up the phone & kick up your feet.
 
You will then receive a call from your assigned insurance adjuster within 48 hours.
 
He or she will introduce themselves and give you a date and time that they will be out for the inspection. 
 

 

NOW WHAT

From here you may chose to be home or not be home during the inspection.
 
As long as the insurance adjuster has access around the outside of the home he or she will perform a professional property inspection and mail you a break down of their inspection report, along with a check payment, minus your deductible.
 
If there are any interior damages to your home, someone will need to be home to allow the adjuster inside the home for the inspection.
 

 

TIME TO HIRE

Once your claim is approved its now time to hire an honest contractor. 
 
Everyone Knows if You Want Something Done Right, You Hire A Specialist.
 
CUT OUT THE MIDDLEMAN AND BUY DIRECT.
 
WHAT IS BUYING DIRECT?
 
If you need a roof replaced....You Call A Roofing Specialist.
 
If you need gutters replaced....You Call A Gutter Specialist.
 
You Do Not Hire General Contractors or Middlemen Who Sub-Contract The Work to Others and Get Paid For Nothing.
 
BUYING DIRECT AND GOING STRAIGHT TO A SPECIALIST:
  • SAVES YOU MONEY
  • LETS YOU CONTROL WHO IS AT YOUR PROPERTY
  • GUARANTEES MASTER SKILL LEVELS
  • BETTER LABOR WARRANTIES
 
For a Free Same Day Roof Estimate by an actual "Hands On" Roofing Specialist near you, click here. No appointment necessary. 

 

HOW TO HIRE A CONTRACTOR

 
(1) ALWAYS GET A WRITTEN ESTIMATE
 
ALWAYS gather a minimum of at least 2 written estimates for comparison and NEVER show a contractor your insurance papers or other estimates that you have received, until you have chosen the company you want to do the work.

If a contractor refuses to provide you with a written estimate, call someone else. 

For your convenience HonestRoof.com provides free same day estimates 24/7, 365 days a year. Click here for your free same day estimate.     


 
(2) READ YOUR ESTIMATE CAREFULLY
 
ALWAYS read your estimates carefully and compare apples to apples to make sure you are getting the highest quality deal.
 
Many homeowners often make costly mistakes by not thoroughly examining and understanding their estimate contracts.
 
Missing key details costs homeowners thousands of dollars and puts them at risk of poor workmanship. 
 

 

(3) RESEARCH THE CONTRACTOR
 
ALWAYS research the contractors customer review/complaint history and current membership status with "their" local Better Business Bureau.
 
(If a contractor is not an accredited member of their local Better Business Bureau or has "ANY" customer complaints or negative reviews....., Do not hire them. It's not worth the risk.)
 
Unlike organizations like Good Contractors List, Angie's List and HomeAdvisor, (Who all make millions of dollars off of the contractors they recommend) the Better Business is an independent and neutral, non-profit organization who represents you, the consumer.
 
This gives homeowners piece of mind that the customer reviews posted on the Better Business Bureau website are unbiased, true, not motivated by money and are from real actual customers sharing a real experience.   
 
(Having 1 or more complaints filed against a contractor at a local Better Business Bureau, means homeowners went out of their way to share their negative experience publicly.
 
This usually means the contractor had multiple chances to solve the problem and make the customer happy, but chose not to.   
 
This is a clear indication the contractor does not care about their customers being 100% satisfied and are not masters of their trade.
 

 

(4) CHECK YOUR LABOR WARRANTY

ALWAYS pay very close attention to the "LABOR WORKMANSHIP WARRANTY" period being offered to you on your estimate.
 
THIS IS THE BIG ONE!! If you do not see the length of the "LABOR WARRANTY" clearly disclosed on your estimate, ask the contractor to put into writing exactly how long they are willing to fix leaks caused by the labor or installation of the roof. 
 
"Labor Warranties" are the length of time the contractor is willing to legally stand behind their work. 
 
Most contractors are only willing to stand behind their work for 2 to 10 years maximum and are hiding this information within the fine print on their paperwork. 
 
Read your estimates carefully and find the Labor Warranty information. 
 
To protect our customers HonestRoof.com stands behind all work with a 20 Year Leak Free Labor Warranty Guarantee.

 
 
(5) NEVER PAY A DEPOSIT
 
NEVER, for any reason, pay a deposit or ANY upfront cost to a contractor until the completion of all the work. 
 
(No legitimate contractor should expect for homeowners to pay upfront deposits or money down to start a project)
 
Most DFW contractors will ask you for the insurance check or a deposit once the contract is signed or materials are delivered. Do Not Do IT! It's Not Worth The Risk. 
 
If you pay any upfront money or deposits to a contractor you are taking a huge and dangerous risk and also immediately give up all control of the job. 
 
If the contractor is paid money upfront, they will not be financially vested in your project and will not be out anything if they decide to walk off the job or do poor work and are fired by you.    
 
NEVER PAY A CONTRACTOR ANYTHING UNTIL THE COMPLETION OF ALL THE WORK SPECIFIED IN YOUR AGREEMENT.
 
HonestRoof.com requires NO MONEY DOWN and NO DEPOSITS to start. You pay noting until the completion of the work.
 
 

 
MINOR DAMAGES VS MAJOR DAMAGES
 
Your insurance companies #1 responsibility is to pay you for damages to your property that was not damaged before the storm.
 
Therefore they will typically include items with only minor damages that may or may not actually require repair or replacement.
 
Dings in gutters, fencing and window screens, (although not always attractive) are not cause for alarm and seldom are in need of full replacement or any repairs at all. 
 
Repair or replacement decisions should be left for you to decide based on professional assessments by actual hands on installers. 
 
If its not broke, don't fix it.  
 
Remember, its your home and your insurance money. Not the contractors. 
 
Spend your money wisely.   
 

 

CLAIM ADJUSTMENTS

If you feel that you have not been paid enough money by your insurance company, It is not a big deal. Insurance adjusters make honest mistakes like everyone else
 
We provide free claims assistance and will be glad to go over your adjusters estimate with you and assist in correcting any necessary changes.
 
Your insurance company understands this process and will be glad to adjust their estimate and send you more money if necessary.     

 

WHY US?  

Since 1954 we have provided master quality roofing services at honest pricing with NO COMPLAINTS or NEGATIVE REVIEWS ever filed against us.   

In fact, we are rated 5 out 5 stars with an A+ rating at our local Fort Worth Better Business Bureau for excellent customer service and excellent workmanship.
 
  • NO MONEY DOWN
  • 5 STAR A+ BBB RATING
  • ALL A+ REVIEWS 
  • NO NEGATIVE REVIEWS
  • CERTIFIED, INSURED & BONDED
  • LOCALLY OWNED AND OPERATED
  • ALL WORK 100% GUARANTEED 
  • 20 YEAR LEAK FREE "LABOR WARRANTY"
 
We are not storm chasers. We are not roof brokers. We do not use sub-contractors and we do not employ commission sales people. 
 
We would never jeopardize your safety by urging you to commit insurance fraud so we can walk away with all of your insurance money.
 
We are actual hands on shingle roof specialists.
 
We do not want your insurance money.
 
We just want to give you an honest estimate.
 
We provide HONEST estimates based on whats best for you, not our paychecks. 
 
THE RESULT = YOU SAVE MONEY!

 

WHAT'S OUR SECRET?

 
We are often asked how we are able to offer such great deals without the insurance scams and over charges.  
 
(1) BUYING POWER - Because of our length of time in business, and the amount of shingle materials purchased on a yearly basis, we have earned high volume discounts with our local supplier. 
 
Because of this we pay 25% to 35% less than any of our competitors for our materials. We then pass that savings right to you. 
 
(2) NO MIDDLEMAN - We do not employ commission sales people or sub-contractors.
 
This saves us a minimum of 30% per year. We then pass this saving right to you.
 
Bottom line, we are hands on installers with no middlemen. You deal directly with the installer the entire project.
 
This means the money that you pay goes into your roof, instead of a sales persons pocket. 
 

 

ALREADY FILED YOUR CLAIM?

My Insurance Company has already inspected my roof & paid me. What now?
 
house9.jpgSo you have already contacted your insurance company and they have agreed to pay for a new roof.
 
Great! Simply give us a call or fill out our online request form to receive a free same day written estimate.
 
We can have an estimate in your hands within 2 hours of your request. 
 

 

STILL NOT SURE?

Don't take our word for it. Follow the link below to read real reviews from real previous customers just like you.
 
Cutting out the middle-man saves thousands!
 
Avoid the Insurance Scams!  BUY DIRECT and SAVE!!
 
Call today or fill out a free roof estimate request in the right hand column.  
 
CALL, CLICK OR TEXT 
 
817-966-2863
 
OR
 
 
 
CLICK THE LINK BELOW TO READ REAL REVIEWS FROM PREVIOUS CUSTOMERS. 

HonestRoof.Com/All Year Roofing BBB Business Review

 

FREE ESTIMATE HERE

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